Why Upgrade to Class 4 Shingles?

Aug 22

Exploring Class 4 Asphalt Shingles: Durability Meets Financial Savvy

When it comes to roofing, not all shingles are created equal. Class 4 asphalt shingles stand out as the pinnacle of durability, offering homeowners not just peace of mind but also potential financial benefits through insurance discounts. Here's a deep dive into what makes Class 4 shingles a smart choice for your home.

What Are Class 4 Asphalt Shingles?

Class 4 shingles are the most impact-resistant roofing materials available on the market, designed to withstand severe weather conditions like high winds, hail, and debris. The classification is based on rigorous testing where a 2-inch steel ball is dropped from a height of 20 feet onto the shingle. If the shingle shows no damage after two impacts, it earns the Class 4 rating. This test simulates the impact of a hailstone hitting at 90 miles per hour, showcasing the shingles' ability to absorb and resist damage.

Key Specifications of Class 4 Shingles:

Impact Resistance: They are engineered with polymer-modified asphalt, which provides a flexible, rubber-like quality that absorbs impact without cracking or tearing.
Durability: These shingles are expected to last significantly longer than standard shingles, often offering a lifespan of 30 to 50 years, depending on the brand and installation.
Wind Resistance: Class 4 shingles also come with excellent wind ratings, capable of withstanding winds up to 155 mph when installed correctly, which includes using specific installation methods like 6 nails per shingle.
Warranty: Many Class 4 shingles come with lifetime warranties, which can be a significant factor in long-term cost savings.

Insurance Discounts: A Financial Incentive

One of the most compelling reasons for homeowners to opt for Class 4 shingles is the potential for insurance discounts. Here's how it works:

Reduced Risk: Insurance companies recognize that homes with Class 4 shingles are less likely to suffer damage from hail or wind, reducing the likelihood of claims.
Discounts: Homeowners might see a reduction in their annual home insurance premiums. While the exact discount varies by insurer, some companies offer up to 20% off for installing impact-resistant roofing materials.
Certification: To qualify for these discounts, homeowners typically need to provide certification of the shingles' class, which can be done through documentation from the manufacturer or a roofing contractor's verification.